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# Galaxy builds a blended DeFi borrowing rate
- URL: https://www.cryptoincome.club/galaxy-builds-a-blended-defi-borrowing-rate/
- Published: 2026-10-02T18:15:19.000Z
- Updated: 2026-10-02T18:15:19.000Z
- Description: GOFR combines rate inputs from Aave, Morpho and other venues.
- Author: Santosh Srinivas
- Tags: DeFi & lending, Edition 001

**Source: The Block · JUL 14, 2026 · REPORTED NEWS**

Galaxy introduced GOFR as a blended borrowing reference drawing on DeFi venues including Aave, Morpho, Spark and Kamino. The reported product places Galaxy between eligible clients and the underlying markets, with rate averages helping describe the cost of credit.

## The income angle

A blended rate is a measurement and pricing input; it is not a deposit guarantee. The client’s counterparty and contractual terms can differ from those of someone using a protocol directly. Access and responsibilities should be read at the product level.

[Read the original source →](https://www.theblock.co/news/defi/2026-07-14-galaxy-blends-aave-morpho-other-defi-rates-new-gofr-crypto-borrowing-product-408267?ref=cryptoincome.club)

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*Original CryptoIncome.club summary, curated 2 October 2026\. This article describes the source at its stated date; it does not confirm current availability, rates or eligibility.*