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# Galaxy widens access to crypto-backed credit
- URL: https://www.cryptoincome.club/galaxy-widens-access-to-crypto-backed-credit/
- Published: 2026-10-02T18:15:19.000Z
- Updated: 2026-10-02T18:15:19.000Z
- Description: A retail credit line accepts bitcoin, ether and solana collateral.
- Author: Santosh Srinivas
- Tags: DeFi & lending, Edition 001

**Source: The Block · AUG 25, 2026 · REPORTED NEWS**

Galaxy’s August retail expansion adds a portfolio-backed credit line using bitcoin, ether and solana as collateral. Its own announcement describes lending on Galaxy infrastructure, rather than routing retail collateral into an external DeFi lending protocol.

## The income angle

This is a borrowing product: the quoted APR is a cost to the customer, not an income rate. Galaxy’s terms describe variable pricing and potential collateral liquidation. Access to cash without an immediate sale therefore introduces a different set of obligations.

[Read the original source →](https://www.theblock.co/news/business/2026-08-25-galaxy-expands-retail-crypto-lending-new-btc-eth-sol-backed-credit-line-412718?ref=cryptoincome.club)

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*Original CryptoIncome.club summary, curated 2 October 2026\. This article describes the source at its stated date; it does not confirm current availability, rates or eligibility.*